Infertility Expenses

At first, I was really hesitant to put this information on the blog. I don't think everyone needs an intimate accounting of our finances. However, I've come to realize that a lot of these decisions are based on money (sadly) and sometimes the doctors are not all that forthcoming about the information upfront. Knowing that it would often have been easier to say yes or no to a procedure if we had exact figures, instead of maybe and possibly, I'm going to post what we have paid. Some will think it's small potatoes, and some will probably think we've lost our minds. Hopefully, this will help someone know what is ahead as they start the journey.

Side note: I live in Georgia, which is one of many states that requires no insurance coverage for infertility. For a while, I had what they call "diagnostic coverage". It thankfully did cover a few things, but once treatment started, we were on our own.

The charge is beside the procedure, appointment, or medication. If insurance covered any portion, I've put the adjusted amount that we paid in parenthesis.

For those of you interested in the total, and not the details, I'll save you a lot of scrolling. To date we've paid $21,966.45 on fertility treatments.


Ultrasound & Consultation @ OBGYN: $504 (copay $35)

Semen Analysis @ MCG: $105 (fully covered)

Clomid- $12

Ultrasound & Consultation @OBGYN: $454 (copay $35)

Consultation @ ACRM: $210 (copay $35)

HSG @ ACRM: $997 (copay $35)

Blood Work @ ACRM: $208 (fully covered)

IUI #1 @ ACRM: $954.97
- Clomid: $12
-Baseline Blood Work: $549 (fully covered)
-CD3 Ultrasound: $305 (fully covered)
-Midcycle Blood Work: $350 (fully covered)
-Midcycle Ultrasound: $170 ($22.97 towards deductible)
-2nd Midcycle Ultrasound: $375
-hCG Trigger: $115
-IUI: $430
-Progesterone Check: $115 (fully covered)
-Pregnancy Test: $100 (fully covered)

Follow-Up Consultation @ ACRM: $135 (copay $35)

IUI #2 @ ACRM: $1000
- Femara: $10
-CD3 Ultrasound: $305 (fully covered)
-Midcycle Ultrasound: $305
-hCG Trigger: $115
-IUI: $430
-Progesterone Check: $115
-Prometrium: $108 ($25)
-Pregnancy Test: $100 (fully covered)

IUI #3 @ ACRM: $1480
- Femara: $10
-CD3 Blood Work: $120
-CD3 Ultrasound: $375
-Midcycle Blood Work: $305
-Midcycle Ultrasound: $215
-IUI: $430
-Prometrium $108 ($25)
-Pregnancy Test: $100 (fully covered)

Follow-Up Consultation @ACRM: $135 (copay $35)

Consultation @ SMFI: (copay $35)

Consultation @ RBA: $485 (copay $35)

Midcycle Ultrasound @ RBA: $181 (copay $35)

Genetics Testing (Me): $6,500  (fully covered- my insurance didn't cover much, but Good Start Genetics didn't charge us at all)
Genetics Testing (Sam): $8,000 (fully covered- my insurance didn't cover much, but Good Start Genetics didn't charge us at all)

Follow-Up Consultation @ RBA: $120 (copay $35)

Urology Workup @ RBA: $1239.29
-Consultation @ RBA: $250 ($200.48)
-Laboratory blood work: $682.24 ($361.41)
-Laboratory blood work: $420.16 ($119.18)
-Full workup (semen analysis, ultrasound): $1620 ($439.21)
-Follow-Up Consultation @ RBA: $120 ($119.01)


Laparoscopy @ RBA: $1173.47
-Pre-op @ RBA: $195 (copay $35)
-Surgery @ RBA: $1,400 $422
-Anesthesia @ RBA: $1035 ($312.97)
-Surgery Center @ RBA: $2,900 ($53.50)
-Surgery Assistant @ RBA: $350
-Post-op @ RBA: Included in surgery costs

------------------ Switched Insurance Companies ------------------

IUI #4 @RBA: $1135.97
-Femara: $10
-Follistim: FREE (doctor office donation)
-CD3 Ultrasound: $341 ($0)
-CD3 Consult: $31 ($22.97)
-Midcycle Ultrasound: $181
-Midcycle Ultrasound: $181
-Midcycle Ultrasound: $181
-IUI: $550
-Crinone: FREE (doctor office donation)
-Doxycycline: $10

Follow-Up Consultation @ RBA: $240
Consultation @ Servy Massey: $150 ($146)
Consultation @ FIRM: $250
Consultation @ PREG: $220 ($93)

IVF @ FIRM $11790.80
-Saline HSG: $265
-IVF consult: $85
-Mock Transfer: $100
-HIV & Hepatitis: $379.64 ($8.37)
-Semen Analysis: $81.12 ($5.25)
-IVF: $6,500
-ICSI: $800
-Anesthesia: $450
-Cryopreservation: $650
-Pregnancy test: Pending
-Follow up beta: Pending
- IVF Medications: $2719.18 (I received 75% off Gonal-F and Cetrotide through Compassionate Care)
-Acupuncture: $208
-Follow Up Consultation: included in cost of IVF

FET @ FIRM: $2000.95
-Crinone: $496.50-Estradiol: $20 (WalMart- $4 for 30 or $10 for 90)
-Ultrasound @ Heritage OBGYN: $379 ($201.26)
-Estradiol labs @ NGMC: $336 ($223.19)-Thaw: $500
-Transfer: $500
-Pregnancy test: $91 ($60)
Follow Up Consultation: $100

Total Out-of-Pocket Costs on Fertility Treatments: $21,966.45

2 comments:

  1. Hi, i just found your blog and am excited to follow your journey. It sounds like your insurance is exactly like mine which is why we havent really been able to proceed with IUI. They would make us pay for everything up front to the tune of $1200 w/out clomid and $1800 w/ it. Im glad you posted this info because not a lot if bloggers talk about this in detail.

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  2. Holy crap. Gahhhh. I hate that we have to pony up the cash for this stuff. I haven't added everything up for us. Thus far we are pretty fortunate with coverage on all five of our IUIs. We still have one more covered. I did add up a rough estimate of what I've spent on ovulation and pregnancy tests over the last two years and it was close to $1500. Yikes! I always see your name pop up on comments and finally started following your blog. Really appreciated your follow up on your failed IVF. Thank you for being so candid.

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